Those areas would include vast swaths of the North and Central coasts, the Sierra Nevada Mountains and most of far Northern California. In the greater Bay Area, insurers would be required to write more policies in Marin, Napa and Santa Cruz counties, as well as parts of San Mateo and Sonoma counties and a sliver of Santa Clara County.

A proposed regulation unveiled Wednesday aims to encourage insurance companies to write more policies in areas of California that have been ravaged by both wildfires and the state’s insurance crisis.

California regulators disclosed which areas of the state insurers will have to cover if they want to take advantage of financial incentives intended to resolve the homeowners' insurance crisis.

If you’re one of thousands of Californians who lost their home insurance coverage due to wildfire risk, this development may apply to you.

Homeowners in areas at high risk of wildfires could have an easier time finding insurance coverage in the future under an eagerly-awaited proposal released Wednesday by the Department of Insurance.

The state expects insurers to comply with the options unveiled June 12 because they get something they want in return: catastrophe modeling.

California is considering allowing insurance companies to calculate rates in fire danger areas based on catastrophe modeling that is now banned.