But when an employee is paid by the hour, employers may use a punch or swipe time card. Purpose of Time Cards Without a record of the number of hours worked in a given pay period, employers are ...

Some employers use a standard time clock, which require employees to punch in and out via time cards. Some require employees to fill out standard time sheets, and some use a computerized ...

This content is created independently from TIME’s editorial staff. Learn more about it. Student credit cards are an excellent tool for accessing and building credit. Often they have less ...

This content is created independently from TIME’s editorial staff. Learn more about it. Small-business credit cards offer valuable perks for business owners and entrepreneurs, but not everyone ...

In deciding which balance transfer card makes the most sense for you, make sure you factor in the balance transfer fee, the amount of debt you’re looking to transfer and the amount of time you ...

Since it’s a debit card, each time you swipe your card you trigger a taxable event. Make sure you’re prepared to pay capital gains on your spending before choosing this type of card.

While having a credit card can allow you to cash in on benefits like rewards points and frequent flyer miles, those perks are quickly nullified if you do not pay your bill on time. For the most ...

In addition to special welcome bonuses, credit card issuers frequently run amplified rewards rates and new promotions that allow cardholders to maximize benefits — but only for a limited time.

If you're looking to apply for a credit card, you may wonder if there's a best time to submit an application. There are always limited-time bonus offers that may tempt you to apply, but that doesn ...

The time to build strong credit is long before you need strong credit. A credit card, used responsibly, is generally the fastest and easiest way to build credit. However, many people encounter a ...

This the date on which the card issuer reports your balance to the credit bureaus. Unlike the closing date and due date, the reporting date does not appear on your bill. It could be any time ...