Our proprietary technology makes it easy to compare personalized quotes and policies from top-rated insurers side by side. We work for you — not for the insurance companies. From exploring coverage ...

If your annuity has a life only payout structure, you’re guaranteed income for as long as you live. If your annuity has a period certain payout structure, you’ll receive income payments for a specific ...

People most commonly use annuities to create an income for themselves during their retirement years. You can set up a retirement annuity to last for a fixed period of time or for the rest of your life ...

Katherine Murbach Katherine MurbachEditor & Licensed Life Insurance AgentKatherine Murbach is a life insurance and annuities editor, licensed life insurance agent, and former sales associate at ...

You can purchase an annuity using one large payment or multiple payments. Deciding how you finance your annuity will impact how your annuity grows. Tory Crowley Tory CrowleyAssociate Editor & Licensed ...

With a single premium immediate annuity (SPIA), you’ll use a lump sum of money to purchase your annuity and start receiving a stream of income right away. Tory Crowley Tory CrowleyAssociate Editor & ...

Fixed annuities offer a guaranteed rate of return and guaranteed amount of income. Variable annuities have returns that are dependent on the performance of underlying investments. Katherine Murbach ...

An annuity is a contract between you and an insurance company that guarantees a stream of income, often for life, in return for a lump-sum payment or a series of payments over time. Unlike qualified ...

Pat Howard Pat HowardManaging Editor & Licensed Home Insurance ExpertPat Howard is a managing editor and licensed home insurance expert at Policygenius, where he specializes in homeowners insurance.

Jennifer Gimbel Jennifer GimbelSenior Managing Editor & Home Insurance ExpertJennifer Gimbel is a senior managing editor and home insurance expert at Policygenius, where she oversees our homeowners ...

Policygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money. Here’s a rundown of the eight different types of ...

Pat Howard Pat HowardManaging Editor & Licensed Home Insurance ExpertPat Howard is a managing editor and licensed home insurance expert at Policygenius, where he specializes in homeowners insurance.